Household Insurance

• Buildings – Sum insured on Policy Schedule
• Contents – 25% of Buildings Sum Insured
• Valuables – 20% of Contents Sum Insured (Single Article Limit €1000)
• Alternative Accommodation – Buildings – €50,000
• Alternative Accommodation – Contents – €10,000
• Domestic Liability – Public – €3,000,000
• Domestic Liability – Domestic Employees – €3,000,000
• Contents in Outbuildings and Garages – €1,000 (unless specified)
• Family Professional Fees – Legal Expenses up to €30,000 including identity theft
• Key Protection – €1,500 towards lost keys and replacement locks
• Home Start Assistance – Recovery to the nearest garage if your vehicle breaks down at home*

*please note the home start assistance element to this policy does not form part of your insurance contract, it is a service provided to you and it should be noted that neither the FCA nor the Central Bank regulate this service provided under the MIS Home Start Assistance service contract.*

 

MIS Underwriting Ltd Household Insurance is a value for money policy based on Buildings Sum Insured. Contents sum insured are covered for a fixed sum of 25% of the buildings sum insured.  Our policy automatically provides cover against financial loss in the event a specified peril occurring to your buildings and/or contents with accidental damage, Personal Possessions and All Risks cover available as an optional extra. We believe we provide a quality Household Insurance Policy at a competitive a competitive price.  For further information regarding our products please contact your Insurance Broker.